So today I was on twitter scrolling through my feed when I run across a post of “advice” written by a woman. Basically she was just doing your normal whining about what its like to be a Millennial (I’m a Millennial BTW) and she posted this list.
Tips for millennials to save money:
- Don’t eat
- live in your car
- don’t drive anywhere, sell the car
- your only entertainment should be watching your own tears drip down your face into your bowl of ramen
- die as soon as possible if you get sick.
So this by itself is ok, its sassy and a little funny, but holy sh*t when I got to the comments it was just a bunch of people feeling sorry for themselves saying we have it worse than any other generation. What? Are you serious? This is not the first time I’ve seen this type of conversation going on and to be quite honest I’m SOOO Sick of it. Is life hard? Yes. Was it hard every single F*cking generation before us? Yes. We in the United States have it easier than any generation before us. Now we have our hardships too but to compare that with past generations is just ignorant. So I made my own lists of tips to help with life and finances that helped me when I moved out at 18.
Life:
- Be Kind
- Find a partner who is Kind (that is by far the most important thing in any relationship)
- If you are Religious, Pray
- When angry write down your feelings on paper (even the worst ones that you would never tell anyone) after you finish fold it and put it somewhere until the next day and then read it again its usually not as bad a you originally thought, and then rip it up and throw it away. Sometimes you should do this multiple times to work through a problem.
- Besides your family and friends (and dogs) most people won’t care about your problems because they are too busy dealing with their own.
Finances:
- Set up a Savings account and each check you get transfer over $25 to savings. Most banks will let you set it up where it will automatically transfer for you. You can do more if you are able.
- Your first car should be a “beater” Yes its ugly. No nobody cares that it is ugly. You need something to get you to and from work/school nothing else.
- Get a personal loan from the bank for a small amount and make the monthly payments. It will help build your credit for when you are able to buy a house.
- If you cant pay for it outright you cant afford it (with the exception of a house)
- Assets are IMPORTANT
- Live BELOW your means until you have every debt payed off. At that point you are in the F*ck you position (yes that is a reference to The Gambler).
Rant over. I’m sorry I just get so annoyed when my Generation, who are adults, act like little children that don’t know how to fend for themselves. JC
TinksMeadow 